Merry Everything! I hope you had (and are still having) a joyous holiday season. I feel very blessed to have been able to spend a lot of time with my family over the past week. With the end of another year upon us, I think it's a good time to reflect. Over the past couple weeks I've noticed many folks on social media looking forward to a fresh start in 2017. It seems that 2016 wasn't a great year for many. Given my own trials and tribulations, I tend to agree. 2016 was a tough year in some respects. However,

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